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Kiely Hines and Associates
Kiely Hines and Associates offers tailored insurance products at competitive rates with special programs for Retreaders. To participate in the program, you must be a TIA member.
| Coverages Offered: |
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Automobile |
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Commercial General Liability |
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Employment Practices Liability |
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Liability Coverage |
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Property |
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Tire Retreaders' Stand Alone Products Liability |
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Umbrella/Excess Liability |
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Workers' Compensation |
RETREADERS may complete the simple Quotation Form on the Kiely Hines website and a competitive proposal will be sent to you right away! All others please Phone (1-800-295-1897) or E-mail Kiely Hines & associates at: info@kielyhines.com
Kiely, Hines & Associates Insurance Agency Inc., known also as KHA Insurance, traces it's insurance heritage back to 1884. KHA Insurance is a Licensed Professional Insurance Agency in the states of Kentucky and Indiana. KHA is dedicated to providing the highest levels of professionalism, service, and insurance products for our valued customers.
COMPREHENSIVE PROPERTY
& CASUALTY INSURANCE PROGRAM
| AUTOMOBILE |
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• Liability (Combined Single Liability Limit) $1,000,000
• State – mandated coverages
• Physical Damage
• Garage Keepers Liability – Primary Coverage
• Cargo Coverage – Owner’s Form
• Hired & Non-Owned Liability
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| COMMERCIAL GENERAL LIABILITY |
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• Coverage for Premesis/Operations and Products/Completed Operations
• ISO Occurrence Form Used (with NO surcharge to convert from Claims Made Coverage)
• Defense Costs are OUTSIDE Policy Limits
• Additional Insured Endorsements – |
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Vendor/Grantor of Franchise extensions,
with NO additional premium charge
Primary Limits of: $500,000/1,000,000/1,000,000
With: $1,000,000/2,000,000/2,000,000
Excess Limits up to: $25,000,000 |
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| EMPLOYMENT PRACTICES LIABILITY |
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• Claims Made Form
• Subject to Individual Underwriting |
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| LIABILITY COVERAGE |
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• ISO Commercial Liability Form
• Includes Premises/Operations and Products/Completed Operations
• Medical Payments (per person included) $1,000
• Fire Damage Legal Liability (per fire included) $100,000
• Operation of Customers’ Autos on premises included
• Employee Benefits Liability, with limits included $100,000/300,000
• Pollution from Hostile Fire included
• Hired & Non-Owned Auto – Available without Auto Policy |
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| PROPERTY |
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• Real & Personal Property: |
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Special Form, with Replacement Cost
Blanket, Scheduled & Reporting Available
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• Business Income/Extra Expense |
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Special Form
Blanket or Scheduled |
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• Standard Property Deductible: $2,500 |
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• Options: |
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Earthquake & Flood
Accounts Receivable $250,000
Computer Equipment $50,000
Extra Expense $100,000
Premises Boundary Increased to 1,000 ft
Building Glass $5,000
Debris Removal $25,000
Arson Reward $25,000
Newly Acquired Building $1,000,000
Newly Acquired Personal Property $25,000
Outdoor Property $25,000
Personal Property of Others $50,000
Property Off Premises $100,000
Transit $100,000
Back-Up Sewers or Drains
Utility Service Interruption $25,000 Loss of Income |
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| TIRE RETREADERS’ STAND ALONE PRODUCTS LIABILITY |
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• Provides Products Liability Coverage ONLY
• Occurrence Form – with NO surcharge to convert from Claims Made Form
• Defense Costs are OUTSIDE Policy Limits
• Excess Limits to: $25,000,000
• Additional Insured Endorsements – |
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Vendor/Grantor of Franchise
Extensions, with NO additional premium charge
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• Section Repair Coverage available
• Minimum Deductible: $1,000 |
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| UMBRELLA/EXCESS LIABILITY |
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• Limits up to: $25,000,000
• Policy Form can be either Umbrella or Excess, following form
• Self Insured Retention: $10,000 |
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WORKERS’ COMPENSATION
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• Statutory Limits
• Employers Liability Limits: $500/500/500,000 |
Kiely, Hines & Associates Insurance Agency Inc.
P.O. Box 7669
215 Breckenridge Lane
Louisville, KY . 40257-0669
Please contact Kay Saylor
Toll Free Phone: 1-800 295 1897
Phone: 1-502-893-2020
Fax: 1-502-897-1533
License #610942050
Office Hours: 8:15AM to 4:45PM Monday through Friday
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